Category Archives: Working Capital Loans

Working Capital Is Imperative for the Farming Industry

Working Capital Is Imperative for the Farming Industry

Many farms are finding it difficult to make ends meet. Not only is the recession potentially coming, but there are many economic uncertainties regarding foreign trade. Some farmers, like those who grow soybeans, have been left adrift by these changes. That doesn’t mean that farms aren’t going to survive, but it does mean they need […]

How to Improve Your Net Working Capital

How to Improve Your Net Working Capital

Working capital; it’s what makes or breaks a business. Most businesses that fail do so because they don’t have enough cash at hand. They might have great clients, fantastic assets, and everything else going for them, but they need actual cash to continue operating. Here’s what you need to know about building your working capital. 

Using a Working Capital Loan for Summer Seasonality

Using a Working Capital Loan for Summer Seasonality

Some industries experience peak periods, such as ski resorts in winter, with many businesses enjoying a bump during summer seasonality. People want to be outside in the warm weather, and that usually means they spend more money. Don’t miss out on increased sales due to a lack of cash flow for your business expenses. Instead, consider […]

How Does Seasonality Affect Working Capital?

How Does Seasonality Affect Working Capital?

Are you an innovative entrepreneur with a summer seasonal business such as lawn care, outdoor adventure or guided tours? If so, how do you deal with the swings of your operational costs in the off-season? The type of business you have drives your operating cycle but may not coincide with your cash flow needs. Let’s look at ways […]

When is Your Business Ready for a Working Capital Loan?

When is Your Business Ready for a Working Capital Loan?

If you’re thinking about expanding your business by increasing inventory, hiring new employees, updating your facilities or other growth-related costs, a working capital loan might be just what your business needs. Before you look for financing, be sure that your business is ready to take that on. To do so, you need to understand what […]

How to Increase Your Working Capital this Spring

How to Increase Your Working Capital this Spring

Many businesses are flush with cash in the spring, as clients ramp up for warm weather booms and new opportunities emerge. However, the adage still prevails, it takes money to make money. You probably don’t have to think hard to come up with ways your business can use more working capital to make more money.  Working capital […]

How Working Capital Loans Can Help Your Trucking Business

How Working Capital Loans Can Help Your Trucking Business

The trucking industry is the heart and soul of the American economy. If you own a trucking and logistics business, you know how difficult it is to stay competitive and meet your client’s tight delivery timelines. In order to survive, it takes a sizable fleet of trucks and experienced, reliable drivers. Working capital loans can […]

Don't Let the Winter and Holiday Blues Keep Your Business Down

Don’t Let the Winter and Holiday Blues Keep Your Business Down

If you own a construction company or other seasonal business, you know it can be tough to get through the slow winter months. The cold weather grounds some businesses until spring, but even retail stores and restaurants experience significant drops as customers hunker down at home after the holiday rush. This slow period would be a […]