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Working Capital Is Imperative for the Farming Industry

Working Capital Is Imperative for the Farming Industry

Many farms are finding it difficult to make ends meet. Not only is the recession potentially coming, but there are many economic uncertainties regarding foreign trade. Some farmers, like those who grow soybeans, have been left adrift by these changes. That doesn’t mean that farms aren’t going to survive, but it does mean they need […]

How to Improve Your Net Working Capital

How to Improve Your Net Working Capital

Working capital; it’s what makes or breaks a business. Most businesses that fail do so because they don’t have enough cash at hand. They might have great clients, fantastic assets, and everything else going for them, but they need actual cash to continue operating. Here’s what you need to know about building your working capital. 

Getting the Equipment You Need for Your Business

Getting the Equipment You Need for Your Business

Business equipment financing provides capital to buy equipment so that your company has what it needs to grow or continue existing operations. The equipment itself serves as collateral for the loan, but as long as it’s paid within the set terms, you continue to have access to the equipment. However, a default can result in the loss of the equipment […]

Using a Working Capital Loan for Summer Seasonality

Using a Working Capital Loan for Summer Seasonality

Some industries experience peak periods, such as ski resorts in winter, with many businesses enjoying a bump during summer seasonality. People want to be outside in the warm weather, and that usually means they spend more money. Don’t miss out on increased sales due to a lack of cash flow for your business expenses. Instead, consider […]

How Does Seasonality Affect Working Capital?

How Does Seasonality Affect Working Capital?

Are you an innovative entrepreneur with a summer seasonal business such as lawn care, outdoor adventure or guided tours? If so, how do you deal with the swings of your operational costs in the off-season? The type of business you have drives your operating cycle but may not coincide with your cash flow needs. Let’s look at ways […]