Category Archives: Working Capital Loans

Top 5 Reasons to Lease/Finance Your Business Equipment

Top 5 Reasons to Lease/Finance Your Business Equipment

Whether you’re trying to expand or simply support your current client base, your business needs equipment. But not all businesses are in the position to invest money in purchasing new property. Instead of purchasing equipment brand new, you may want to consider either leasing or financing. Either can be achieved without having to tap out […]
Single Invoice Factoring Provides Numerous Advantages

Single Invoice Factoring Provides Numerous Advantages

Single invoice factoring might sound like an intimidating term, but it isn’t as complex as you think. Factoring is best defined as asset-oriented financing that empowers businesses to obtain the working capital required to operate their business. Yet the vast majority of financing companies responsible for factoring invoices use long-term contractual agreements in which firms are […]
7 Reasons Your Working Capital May Fluctuate

7 Reasons Your Working Capital May Fluctuate

Changes in working capital are quite common in the business world. Such a change is best defined as the alteration to net working capital between accounting cycles. Net working capital is equal to the difference between existing assets and existing liabilities. Every business manager is intent on minimizing upward alterations to working capital in order […]
Advance Your Transportation Business with Working Capital

Advance Your Transportation Business with Working Capital

So you started a transportation business. Things are going well, but you can tell you need a little extra something to really help the business take off. What you need is working capital. Working capital is the bread and butter of any business — it’s the cash you have on hand for your day-to-day operations. […]
How to Use Working Capital for your Construction Business

How to Use Working Capital for your Construction Business

As a business owner, you know how important it is to have the right equipment and a well-trained staff on hand. The problem is it can be difficult to afford the best of the best when you’re just getting started or when the season begins to slow. So how do you keep yourself afloat? The […]
How Do You Calculate Working Capital?

How Do You Calculate Working Capital?

Working capital is the main financial driver that allows a business to meet its current obligations and continue operating. Calculating the amount of working capital is very simple. Investigating the components and application of working capital creates a deeper understanding regarding the viability of a business and the soundness of its future.
Take Advantage of Seasonal Business Trends with a Working Capital Loan

Take Advantage of Seasonal Business Trends with a Working Capital Loan

If you own or manage a business, you know that certain seasons produce more customer demand than others. In some instances, a month or even a few weeks can present the opportunity to make an enormous sum of money. But your business will not be able to take advantage of seasonal business trends if it […]
Using Working Capital Loans for Inventory Purchases

Using Working Capital Loans for Inventory Purchases

As a new, emerging or growing business, it is important to have an open channel to the financing you need to operate. A critical aspect of your business operation is the management of cash flow — you need to have an adequate amount of funds to be able to keep your inventory purchases in balance with […]

Lack of Capital: A Common Reason a Small Business Fails

There is an expression that goes, “people don’t plan to fail, they just fail to plan.” No entrepreneur going into business does so with a plan to fail, but inadequate access to working capital and other financing options is a huge contributor to a business’s lack of success and ultimate failure. Many factors go into […]